It is approach of the risk management which from point of view of the whole organization integrated inclusive strategically grasp you appraise & optimize in regard to all risks in decision making and the business accomplishment etc. which the organizational body of enterprise and the like does for the intended achievement, assures value largest conversion.
To grasp enterprise goal and the relationship of risk comprehensively in comparison with the individual type risk management (silo type risk management) which is done in every section, it compares appraises the criticality with the risk which differs, because degree of mutual influence can be considered, it is possible to decide the priority of risk control expedient in total. In addition, applying the method of thinking the portfolio, it is possible also, effective to cooperate the measure of plural risks, it is possible to do efficient risk management.
It was the word where risk management is derived from the insurance management (the United States), of (Germany) of 1920 age and 1920 age means "insurance optimization" long. US was late with insurance management type risk management rather, but (it is thought for the sake of rate of premium is fixability), management type/management strategic type risk management theory was lectured by Toshiaki Kamei of the Kansai university from the seventies, the enterprise which arranges the risk manager in each section, puts in place risk management special staff appeared. In addition, the Osaka and Kobe Awazi large earthquake disaster 1995 it becomes the guideline of extensive risk management in opportunity it was installed the flow of "crisis management system standard research committee" depending upon ? ? "risk management standard commission", "guide for JIS Q 2001 risk management system construction" is enacted in 2001.
On the one hand, in order to tackle company-wide vis-a-vis the risk whose advanced enterprise of part is wide from around the nineties even in Europe and America, you could see the highest risk patsy (CRO) and the case which installs risk management commission at management level, but, the basis was method of thinking the insurance center as still. But being 2001, when simultaneous occurring frequently terrorism (September), illegitimate accounting doubt (December) occurs, method of thinking for risk management cut the rudder largely, on integrated type risk management (even integrated risk management, enterprise wide risk management, holistic risk management and total risk management and the like you say with advocate) attention focused.
Receiving such flow, the American tread way commission organizing committee (COSO) published the COSO ERM framework in2004, reached the point where the word, ERM is known. In the COSO ERM framework, ERM is defined as follows.
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